As brokers, we are our clients' advocates. Our responsibility is to gather your specific information and present it to multiple insurance carriers on your behalf. We work hard to utilize efficient technology without compromising the important individual touch.

Individual policies are an attractive option in many circumstances. Those who are in between jobs, do not have access to coverage through employer, are not eligible for coverage with their employer, want an alternative to COBRA or have dependents that are too old should consider individual policies.

It is important to remember individual policies are not guarantee issue- insurance carriers can deny coverage. The state of Nevada does not require individual policies to provide maternity benefits. There are many important factors to consider when analyzing insurance options and a trusted advisor is a valuable part of the insurance purchasing dynamic.